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Guest

Nick Mowbray

New Zealand billionaire entrepreneur who co-founded toy and consumer-goods company ZURU with his siblings.

1× guest · 6 transcript mentions
Mentions over time
6 total · by year · from the transcripts
’19’20’21’221’231’24’25’264
19
receipts
4
numbers
1
episodes
1
guest
By type
19
  • Story5 · 26%
  • Framework4 · 21%
  • Number4 · 21%
  • Take3 · 16%
  • Tactic1 · 5%
  • Billy1 · 5%
  • Idea1 · 5%
By speaker
19
  • Guest19 · 100%
By topic
37
  • E-commerce11 · 30%
  • Marketing / Growth7 · 19%
  • Personal Finance6 · 16%
  • Side Hustles6 · 16%
  • Real Estate2 · 5%
  • AI2 · 5%
  • Acquisitions / M&A1 · 3%
  • Other2 · 5%

Guest appearances

1 episodes
#673I went from $1/day to billionaire in 10 years... here's howFeb 05, 2025

Key numbers

4 figures

In the moments

19 linked receipts
Framework

Fire bullets, then cannonballs

Mowbray's core operating philosophy: make a small, cheap bet (a bullet) to test an idea; if it works, pour real money behind it (a cannonball) and build a repeatable recipe around it. He pairs this with 'fail fast' to keep experiment cost low.

And in our business now, I'm a huge believer in firing bullets and failing fast. And then if the bullet works, it's a cannonball and we invest and we build the recipe around that.

Steal thisTest new ideas with a minimal-viable bet first; only scale spend once the small test proves it works.

EP 673 · 0:09 · NICK MOWBRAY
Read at 0:09
mfmindex.com№ 0673-9
Number

Zuru hit $2.5B in revenue with no outside capital

Nick Mowbray says his toy-and-consumer-goods empire Zuru, built organically from a self-funded factory in China, now does over $2.5 billion US in revenue and is privately held.

$2500M
Annual revenue · USD/year
So we're over $2.5 billion US in revenue.
EP 673 · 0:28 · NICK MOWBRAY
Read at 0:28
mfmindex.com№ 0673-28
Story

Selling 'a flying, burning plastic bag' door to door

As kids, Mowbray and his brother made kit-set model hot air balloons and sold them door to door across New Zealand. Selling a hard product to strangers who often slammed the door taught him persistence early.

And I can tell you that learning how to sell door-to-door is a great life lesson because you never know who's behind that door and you never know what response you're getting. And on top of that, selling a flying, burning plastic bag is particularly hard to sell. So it really hones your skills early on.
EP 673 · 1:33 · NICK MOWBRAY
Read at 1:33
mfmindex.com№ 0673-93
Tactic

The friend who didn't care about rejection always outsold me

Mowbray's childhood selling partner Frasier outsold him every single day not because he was a better closer, but because rejection didn't faze him: yelled at one door, laughing and knocking on the next within seconds.

He'd go from each house, he'd get yelled and shouted at and sweared at, and he'd come out laughing and he'd be knocking on the next door within seconds. And I always had to build myself up after getting rejected, which was most of the time, to knock on another door.

Steal thisBuild immunity to rejection so you reset instantly between sales attempts instead of needing recovery time.

EP 673 · 2:45 · NICK MOWBRAY
Read at 2:45
mfmindex.com№ 0673-165
Story

'Please stop emailing me every single day' — then the order came

Mowbray emailed a Kohl's buyer, Jen Serra, daily until she told him in all caps to stop. He kept pushing until she replied with two words: 'send the sample.' She then ordered a full 20,000-unit container, his first ever.

And then eventually I get this email back from her. It was just two words, nothing else. It said, send the sample. So we send the sample to her and she ends up ordering a full container. I think it was 20,000 units of this Night Frisbee.

Steal thisOut-persist gatekeepers with relentless polite follow-up; the win often comes right after the brush-off.

EP 673 · 7:15 · NICK MOWBRAY
Read at 7:15
mfmindex.com№ 0673-435
Billy

The McBroke diet: half-eaten fries for free refills

Living on less than a dollar a day in China, Mowbray would eat half his McDonald's fries, return to the counter claiming the box was only half full, and get a free refill. He and his brother also rode trains on children's concession passes to save a dollar.

I'd always eat half of them and then I'd take them up to the counter and say, hey, you only filled my fries, you know, half full and they'd give me another one so I could get more for free. But we were so, we were like, even, you know, when we'd go on the train, we'd use a concessionary or children's pass and hope we wouldn't get caught because it was half the price.
EP 673 · 12:36 · NICK MOWBRAY
Read at 12:36
mfmindex.com№ 0673-756
Take

You win or you learn — you never lose

Mowbray's framing for why the brothers never quit through years of failure: every setback was reframed as a lesson, so there was no such thing as failing, only winning or learning.

One of my favorite sayings is you win or you learn, you never lose, you never fail.
EP 673 · 14:18 · NICK MOWBRAY
Read at 14:18
mfmindex.com№ 0673-858
Story

The $30M David Beckham Tamagotchi that nearly killed them

Walmart ordered 2.2 million David Beckham toys (~$30M) from a company that had never had an order over $70k. Walmart slashed it to 300k units mid-production while their manufacturer kept building, then demanded markdown money when it flopped. Zuru refused and got blackballed for 5 years — but it was their first real money.

Walmart turned around and ordered 2.2 million units of this David Beckham Tamagotchi, which I think they were like $14.50 or something. It was almost $30 million US. So keep in mind, we'd probably never had an order more than $70,000 at this point.
EP 673 · 16:26 · NICK MOWBRAY
Read at 16:26
mfmindex.com№ 0673-986
Number

Zuru runs ~40% net margins, unheard of in toys

By relentlessly compounding profitability for 20 years, Mowbray says Zuru became by far the most profitable toy company in the world, running roughly 40% net profit margins — higher than most software companies.

$40
Net profit margin · percent
by far the most profitable toy company in the world where we run at like 40% net profits, which is unheard of in any industry in the world and the product industry in the world, let alone in software companies.
EP 673 · 29:20 · NICK MOWBRAY
Read at 29:20
mfmindex.com№ 0673-1760
Number

Zuru runs ~40% net margins, unheard of in toys

By relentlessly compounding profitability for 20 years, Mowbray says Zuru became by far the most profitable toy company in the world, running roughly 40% net profit margins — higher than most software companies.

$40
Net profit margin · percent
by far the most profitable toy company in the world where we run at like 40% net profits, which is unheard of in any industry in the world and the product industry in the world, let alone in software companies.
EP 673 · 29:20 · NICK MOWBRAY
Read at 29:20
mfmindex.com№ 0673-1760
Story

Midnight truck raid to rescue Robo Fish tooling from a seized factory

At peak Robo Fish demand (a ~$100M hit), the contract factory went bankrupt and the army was sent to block asset removal. Mowbray's brother sent 8 trucks of workers in at 2-3am, paid bribes, and hauled out all the specialized tooling to relocate production overnight.

So in the middle of the night, my brother got like 8 trucks, got all of our team from one of our little factories, filled these trucks with people in like 2, 3 AM in the morning when there were less people like camped out at the factory, pulled up to the factory, paid a bunch of bribes to go in, took all the trucks into the factory.
EP 673 · 35:24 · NICK MOWBRAY
Read at 35:24
mfmindex.com№ 0673-2124
Take

FMCG is a wall of duopolies ripe for disruption

Mowbray's thesis for entering consumer goods: 9 companies dominate 80% of global FMCG, and most categories are duopolies (baby is Kimberly-Clark vs P&G, pet food is Mars vs Nestle). They don't innovate and hold the margin power, leaving room for a fast, automated challenger.

I started to realize that there's like 9 companies that dominate 80% of it globally.
EP 673 · 41:06 · NICK MOWBRAY
Read at 41:06
mfmindex.com№ 0673-2466
Story

Rascals diaper brand took 40% of New Zealand in one year

Mowbray turned a friend's $50k/year DTC diaper side project into a brand that captured 40% market share in New Zealand within a year by importing China's best diapers and running heavy targeted Facebook ads. The local #2 brand collapsed and sold for pennies.

And within one year, I think we're taking 40% market share in New Zealand, launching a diaper.
EP 673 · 43:49 · NICK MOWBRAY
Read at 43:49
mfmindex.com№ 0673-2629
Framework

Win on price-and-performance OR innovation OR design — pick one

Mowbray's rule for which categories Zuru can crack: in a performance-driven category (diapers) you must be best product at best price; otherwise you win by pure innovation (Gummy Yum) or by design and creative (Monday Haircare's bottle). The wins all map to one of these three levers.

So we took the best product in the world to market at the best price in a category which is price and performance driven. So it's either you've got to be price and performance driven in a performance driven category. Or you've got to be innovation driven.

Steal thisBefore entering a category, decide whether you'll win on price-performance, on innovation, or on design — and don't try to be average at all three.

EP 673 · 49:03 · NICK MOWBRAY
Read at 49:03
mfmindex.com№ 0673-2943
Idea

Click 'print' and a factory builds your house

Zuru Tech's moonshot: Dreamcatcher software (built on Unreal Engine) lets anyone design a building, auto-handles building codes, structural and MEP work for any location, then sends every part to a fully automated factory that builds the house for a fraction of normal cost.

And the idea was, how do we build the first factory in the world that has a customized input, so the design of a building, and a fully automated output? So how do we build buildings for a small fraction of the cost of what you build a building for today?

Steal thisTreat construction like manufacturing: a configurable software input feeding a fully automated production line.

EP 673 · 52:58 · NICK MOWBRAY
Read at 52:58
mfmindex.com№ 0673-3178
Number

57M dart blasters a year built with zero people on the line

Mowbray says Zuru produces 57 million dart and water blasters annually, going from plastic granule to finished product with no people, while competitors like Hasbro still outsource to factories using hand drills on production lines.

$57M
Annual dart and water blaster production · units/year
we produce 57 million dart and water blasters a year, but we produce a dart blaster from a plastic granule through the finished product with no people. Our competitors like Hasbro, they outsource to factories who still produce with drills on production lines.
EP 673 · 57:35 · NICK MOWBRAY
Read at 57:35
mfmindex.com№ 0673-3455
Framework

The Idiot Index: gap between material cost and finished price

Mowbray explains Elon Musk's idiot index: compare what a product costs to make from raw materials versus what it sells for. A rocket costs hundreds of times its material cost, signaling room to rebuild it cheaply from first principles — the same lens Zuru uses on buildings.

Like Eon calls it the idiot index, for example, right? And the idiot index is when you look at the cost of a rocket. Well, he looked at the cost of what a rocket used to cost to build, and then he looked at the cost of the materials, and it's like, you know, hundreds of times the cost of materials to build a rocket.

Steal thisCompute the ratio of a product's selling price to its raw-material cost; a high ratio flags a category to attack from first principles.

EP 673 · 59:58 · NICK MOWBRAY
Read at 59:58
mfmindex.com№ 0673-3598
Framework

Hire for grit density, not just talent density

Beyond building talent density, Mowbray screens specifically for grit: he hires for grit, smarts, and a bias to action — real doers who start executing a decision the moment it's made.

people say they try and build talent density in their business. Yes, we try and build talent density, but for us, we're trying to build like grit density. And I say, when we hire, we're looking for grit, smarts, and someone with a bias to action, like real doers, right?

Steal thisScreen candidates for grit and bias-to-action, not just raw talent, and weight it heavily in interviews.

EP 673 · 1:03:41 · NICK MOWBRAY
Read at 1:03:41
mfmindex.com№ 0673-3821
Take

It's not how capable you are, it's how willing you are

Mowbray's closing lesson for entrepreneurs: success comes less from smarts or capability and more from willingness — sticking at it consistently over a long period and continually improving.

It's not really how capable you are. It's how willing you are. And I think it's the willing people that stick at it for a long, consistent period of time and continually improve that actually are the most successful.
EP 673 · 1:09:20 · NICK MOWBRAY
Read at 1:09:20
mfmindex.com№ 0673-4160