ClearBank

Build a ClearBank for creators (and one already did it for e-commerce)

Shaan explains how ClearBank underwrites e-commerce loans by reading Shopify/Facebook sales data that traditional banks can't assess, then proposes the same model for the 50 million creators: a lender that understands creator income and offers debt instead of equity.

“And so ClearBank came in and was a bank for e-commerce. And so similarly, I think you could have sort of a ClearBank for creators.”

Steal thisUnderwrite loans for an underserved segment using their platform data (Shopify, YouTube) that legacy banks can't read.